Work out what to charge as a freelancer. Enter the take-home income you want, your business costs, and how much of the year you actually bill for. The hourly and day rate you'd need update as you type. Everything stays in this browser and is never uploaded.

Your numbers

Target take-home income (per year)

Annual business expenses / overhead

Software, hardware, insurance, taxes set aside, etc.

Holiday / vacation / sick weeks off Subtracted from 52 to get weeks worked.

Billable days per week

Billable hours per day

Non-billable time (admin / marketing)

Share of working hours you can't invoice.

What to charge

Hourly rate

—

Day rate

—

How it's worked out

Take-home income—

+ Business expenses—

= Total to earn / year—

Weeks worked—

Working days / year—

Working hours / year—

Billable hours / year—

This is a rough guide, not financial or tax advice. It doesn't account for taxes owed, currency, local rules, or what your market will bear — treat the result as a floor to think from. Everything stays in your browser and is never uploaded.